Continuing our First Time Home Buying… One of my favorite people, Britney Jones, just bought a new home. As a prospective buyer myself, I was very interested in learning through Brittney’s experience and picking up a few pointers from her.  I was able to catch up with her and ask her some of the questions I had about home buying. Junious Williams (“JW”): First, tell the readers of MyBlackCoffee a little bit about yourself. Britney Jones (“BJones”): My name is Brittney Jones. I graduated from the University of Houston-Main Campus on May 13, 2011 with a degree in Education:...

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Home ownership is a staple of a financially healthy family. As Dave Ramsey says, “The paid off home mortgage has taken the place of the BMW as the status symbol of choice.”  By your mid-20s, home ownership should become one of your life goals. Buying a house is not like going to the grocery store and picking up everything on your list. It requires planning, preparation, and patience. Planning: Know how much money you can afford monthly for a mortgage payment. You want to avoid being house poor. House poor means spending a large proportion of your income on making a mortgage payment, but leaves...

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